Editor's Choice
Wise Multi-Currency Account
Manage & spend money globally with low fees
- Title: Wise Multi-Currency Account
- Subtitle: Manage & spend money globally with low fees
- Provider: Wise
- Account Type: Fintech / Neobank
- Monthly Fee: 0.00
- Apy Rate: ? 3.66% APY on USD balances (where available)
- Min Balance: 0.00
- Overdraft Fee: No overdraft facilities
- Atm Network: Global ATM network via Visa/Mastercard; Wise card works in > 230 countries
- Perks: Hold 40+ currencies; get local account details in many currencies; low and transparent fees; mid-market exchange rate
- Mobile Features: Mobile app + web; instant currency conversion; budgeting; sending/receiving internationally; multi-currency card
- Min Age: 18
- Residency Requirement: Available to residents in many (?160) countries where Wise operates
- Documentation Required: Government ID, proof of address, sometimes source of funds depending on country
- Description: Wise international account (multi-currency) gives you the ability to hold, send, receive, and spend money across dozens of currencies, with low fees and transparent conversion rates.
- Pros: - Very low fees for cross-border transfers - Mid-market exchange rate - Access to many currencies - Global ATM card
- Cons: - ATM free withdrawals limited / fee applies after certain free amount or number of withdrawals - Interest APY only for certain currencies and countries - Some fees for specific services like swift transfers or adding money via certain methods
- Faq: Q: Does Wise charge for transfers between Wise accounts? A: Usually free in same currency. Q: Are there fees for withdrawals abroad? A: Yes, free up to a threshold, then fees apply. See your country’s terms.
- Meta Title: Wise Multi-Currency Account Review 2025
- Meta Keywords: Wise, multi-currency, global account, low fees, fintech, travel money
- Meta Description: Review of Wise’s multi-currency account: what you get, where fees apply, and how it performs for global users.
- Online Banking: 1
- Customer Support: 24/7 chat, email; regional phone support in many markets
- Rating: 4.70
- Created At: 0000-00-00 00:00:00
- Updated At: 2025-09-27 06:52:10
Editor's Choice
Revolut Personal Account
App-based banking with global currency features & savings
- Title: Revolut Personal Account
- Subtitle: App-based banking with global currency features & savings
- Provider: Revolut
- Account Type: Neobank / Fintech App
- Monthly Fee: 0.00
- Apy Rate: Up to ? 4.5% AER (variable) on savings (depends on
- Min Balance: 0.00
- Overdraft Fee: No overdraft in many markets, though overdraft or credit features vary by region/plans
- Atm Network: Global ATM capability via Revolut card; ATM withdrawal limits & fees depend on plan and country
- Perks: Hold multiple currencies (30-36); send money abroad; budgeting “Pockets”; joint/teen accounts; “pro” / premium tiers with added perks
- Mobile Features: Mobile app + web; instant transfers; budgeting tools; currency exchange; spending analytics
- Min Age: 16
- Residency Requirement: Resident of supported country; identity verification required
- Documentation Required: Government-issued ID, proof of address, sometimes additional residency details depending on country
- Description: Revolut is a financial super-app offering banking, savings, spending, sending abroad, multi-currency wallet, and upgradeable plans for more features.
- Pros: - Very good currency exchange rates (weekday, plan limits) - Useful savings rates & perks in premium plans - Global reach: many supported countries & currencies - Rich mobile features & user experience
- Cons: - Free plan has limited features; premium plans have monthly fees - Fees/limits vary by country and plan, potential weekend markup on currency exchange - ATM withdrawals often limited for free; beyond that costs
- Faq: Q: What is the savings interest rate? A: Depends on plan and country. Q: Are there foreign transaction fees? A: Usually low; depends on exchange rules & plan. Q: Can non-residents open? A: In many countries yes, but require identity verification and residency proof.
- Meta Title: Revolut Account Global Features 2025
- Meta Keywords: Revolut, global fintech, savings, multi-currency, digital bank
- Meta Description: An up-to-date overview of Revolut’s personal account, global features, savings rates, and fees for 2025.
- Online Banking: 1
- Customer Support: 24/7 chat + in-app support; phone in certain markets; email support; help centre
- Rating: 4.60
- Created At: 0000-00-00 00:00:00
- Updated At: 2025-09-27 06:52:41
Editor's Choice
Zenus Personal Global Account
A US based global-digital bank for non-residents with USD accounts and global spending
- Title: Zenus Personal Global Account
- Subtitle: A US based global-digital bank for non-residents with USD accounts and global spending
- Provider: Zenus Bank
- Account Type: Neobank / Global Account
- Monthly Fee: 19.99
- Apy Rate: No interest/APY currently disclosed
- Min Balance: 0.00
- Overdraft Fee: N/A (no overdraft)
- Atm Network: Visa network globally + physical & virtual Visa debit cards; withdrawals at ATMs globally (fees depending on ATM operator / out-of-network)
- Perks: Global transfers via SWIFT, free transfers between Zenus members, digital card control, travel insurance, lounge access etc.
- Mobile Features: App + web; card controls; virtual / physical; real-time notifications; international payment features
- Min Age: 18
- Residency Requirement: Open to residents in many (?90+) countries; non-US citizens accepted
- Documentation Required: Government ID (passport or national identity), proof of address, sometimes proof of income or source of funds depending on country
- Description: Zenus offers a global personal digital banking account that allows non-residents to access USD banking, international debit cards, global payments and full digital banking with competitive fees.
- Pros: - Non-resident friendly, can open from many countries - Offers physical + virtual card globally - Competitive FX and transfer costs between Zenus accounts
- Cons: - Monthly fee ($19.99) + application fee ($50) required - ATM withdrawal fees / non-Zenus ATM operator charges may apply - Interest / savings yields not strong (or not available in many markets)
- Faq: Q: Can non-US residents open a Zenus account? A: Yes, in many countries with required ID/address docs. Q: What are the fees? A: $50 application, then $19.99/month. Q: Do you get interest? A: Not on standard personal global account (check latest local offerings).
- Meta Title: Zenus Global Digital Account Review 2025
- Meta Keywords: Zenus, global bank account, non-resident account, USD account, virtual debit card
- Meta Description: Full review of Zenus Personal Global Account, its fees, features, and where it works best for global users.
- Online Banking: 1
- Customer Support: 24/7 email + chat support; in-app help; regionally available phone support in some countries
- Rating: 4.40
- Created At: 0000-00-00 00:00:00
- Updated At: 2025-09-27 06:56:27
Editor's Choice
HSBC Global Money Account
Multi-currency wallet & debit card with no HSBC fees for many cross-border features
- Title: HSBC Global Money Account
- Subtitle: Multi-currency wallet & debit card with no HSBC fees for many cross-border features
- Provider: HSBC
- Account Type: Fintech-style Multi-Currency / Digital Wallet with
- Monthly Fee: 0.00
- Apy Rate: No interest / APY disclosed (this is a wallet / cu
- Min Balance: 0.00
- Overdraft Fee: No overdraft; debit/wallet account only
- Atm Network: Debit card accepted globally; ATM withdrawals possible via the card, though ATM operator fees / local charges may apply
- Perks: Hold up to 18 currencies; send in 50+ currencies; live FX rates; free Global Money debit card; spend like local; no HSBC fees in many transactions, etc.
- Mobile Features: App + mobile wallet; digital card; real-time currency conversion; manage multiple currency balances; live exchange rates
- Min Age: 18
- Residency Requirement: Must reside in a jurisdiction where HSBC Global Money is offered; also must have eligible HSBC accou
- Documentation Required: Government ID; proof of address; possibly proof of residency; comply with local KYC/AML rules
- Description: HSBC Global Money is a multi-currency wallet linked to a debit card, letting you hold, convert and spend in multiple currencies with favourable FX rates and no HSBC fees on many cross-border transfers and currency spends.
- Pros: - No monthly fees on basic service in many markets - Supports many currencies and cross-border transfers with low/no HSBC mark-ups - Global debit card that works abroad with competitive rates
- Cons: - Not available in all countries; eligibility depends on having another HSBC account in eligible region - ATM operator fees / non-HSBC network charges may apply - No interest/APY, so not ideal for funds you want to grow passively
- Faq: Q: Can I hold multiple currencies? A: Yes, up to ~18 currencies in many markets. Q: Are there fees for converting currencies? A: Usually competitive rates; HSBC does not charge fees for many currency conversions / transfers in-house / via Global Money. Q: What about ATM withdrawal fees? A: Some ATM charges may come from third-party operators, or local fees outside HSBC network.
- Meta Title: HSBC Global Money Account Review 2025
- Meta Keywords: HSBC Global Money, multi-currency wallet, international spending, no bank fees, global debit card
- Meta Description: Your guide to HSBC Global Money, including how it works, fees, currencies, and where it is available.
- Online Banking: 1
- Customer Support: App + mobile support; help centre; regional phone support via HSBC; chat in app
- Rating: 4.50
- Created At: 0000-00-00 00:00:00
- Updated At: 2025-09-27 07:03:04