Loans & Debt

Complete reviews and details for personal loans, student loans, and debt management options.

Editor Choice

LightStream Personal Loan

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LightStream Personal Loan

Low rates and fast funding

Title: LightStream Personal Loan
Subtitle: Low rates and fast funding

Lender: LightStream
Loan Type: Personal
Apr Range: 6.49% - 24.49% variable
Loan Amount Min: 5000.00

Loan Amount Max: 100000.00
Term Min: 24
Term Max: 144
Fees: No fees

Special Offer: 0.25% rate discount with autopay
Min Credit Score: Excellent (700+)
Income Requirement: $50,000+ annual income
Borrower Type: General

Eligibility Notes: Must have good credit and income
Description: LightStream offers competitive rates and flexible terms for personal loans.
Pros: Low APRs, No fees, Fast funding
Cons: High credit score required

Faq: Not available for bad credit borrowers
Meta Title: LightStream Personal Loan: Low Rates and Fast Funding
Meta Keywords: LightStream, Personal Loan, Low Rates
Meta Description: Get a personal loan with low rates and fast funding from LightStream

Apr Fixed: 1
Avg Processing Time: 1-2 business days
Monthly Payment Example: $187/mo for $10k loan, 60 months, 7.99% APR
Rating: 4.90

Created At: 2025-09-23 09:10:20
Updated At: 2025-09-27 13:37:02

Editor Choice

Official Apply Now

SoFi Personal Loan

No fees and flexible terms

Title: SoFi Personal Loan
Subtitle: No fees and flexible terms

Lender: SoFi
Loan Type: Personal
Apr Range: 7.99% - 23.43% variable
Loan Amount Min: 5000.00

Loan Amount Max: 50000.00
Term Min: 36
Term Max: 72
Fees: No fees

Special Offer: 0.25% rate discount with autopay
Min Credit Score: Good (680+)
Income Requirement: $45,000+ annual income
Borrower Type: General

Eligibility Notes: Must have good credit and income
Description: SoFi offers personal loans with no fees and flexible terms.
Pros: No fees, Flexible terms, Rate discount with autopay
Cons: High credit score required

Faq: Not available for bad credit borrowers
Meta Title: SoFi Personal Loan: No Fees and Flexible Terms
Meta Keywords: SoFi, Personal Loan, No Fees
Meta Description: Get a personal loan with no fees and flexible terms from SoFi

Apr Fixed: 1
Avg Processing Time: 1-3 business days
Monthly Payment Example: $187/mo for $10k loan, 60 months, 7.99% APR
Rating: 4.80

Created At: 0000-00-00 00:00:00
Updated At: 2025-09-27 00:05:20

Editor Choice

Official Apply Now

Upgrade Personal Loan

Fast funding and flexible terms

Title: Upgrade Personal Loan
Subtitle: Fast funding and flexible terms

Lender: Upgrade
Loan Type: Personal
Apr Range: 7.96% - 35.97% variable
Loan Amount Min: 1000.00

Loan Amount Max: 50000.00
Term Min: 36
Term Max: 60
Fees: No prepayment fees

Special Offer: 0.25% rate discount with autopay
Min Credit Score: Fair (600+)
Income Requirement: $30,000+ annual income
Borrower Type: General

Eligibility Notes: Must have good credit and income
Description: Upgrade offers personal loans with fast funding and flexible terms.
Pros: Fast funding, Flexible terms, Rate discount with autopay
Cons: High credit score required

Faq: Not available for bad credit borrowers
Meta Title: Upgrade Personal Loan: Fast Funding and Flexible Terms
Meta Keywords: Upgrade, Personal Loan, Fast Funding
Meta Description: Get a personal loan with fast funding and flexible terms from Upgrade

Apr Fixed: 1
Avg Processing Time: 1-2 business days
Monthly Payment Example: $187/mo for $10k loan, 60 months, 7.99% APR
Rating: 4.70

Created At: 0000-00-00 00:00:00
Updated At: 2025-08-26 00:07:00

Editor Choice

Official Apply Now

Best Egg Personal Loan

Competitive rates and fast funding

Title: Best Egg Personal Loan
Subtitle: Competitive rates and fast funding

Lender: Best Egg
Loan Type: Personal
Apr Range: 5.99% - 29.99% variable
Loan Amount Min: 2000.00

Loan Amount Max: 50000.00
Term Min: 36
Term Max: 60
Fees: No prepayment fees

Special Offer: 0.25% rate discount with autopay
Min Credit Score: Good (700+)
Income Requirement: $50,000+ annual income
Borrower Type: General

Eligibility Notes: Must have good credit and income
Description: Best Egg offers personal loans with competitive rates and fast funding.
Pros: Competitive rates, Fast funding, Rate discount with autopay
Cons: High credit score required

Faq: Not available for bad credit borrowers
Meta Title: Best Egg Personal Loan: Competitive Rates and Fast Funding
Meta Keywords: Best Egg, Personal Loan, Competitive Rates
Meta Description: Get a personal loan with competitive rates and fast funding from Best Egg

Apr Fixed: 1
Avg Processing Time: 1-3 business days
Monthly Payment Example: $187/mo for $10k loan, 60 months, 7.99% APR
Rating: 4.60

Created At: 0000-00-00 00:00:00
Updated At: 2025-09-16 00:06:00

Editor Choice

Official Apply Now

LendingPoint Personal Loan

Fast approval and flexible terms

Title: LendingPoint Personal Loan
Subtitle: Fast approval and flexible terms

Lender: LendingPoint
Loan Type: Personal
Apr Range: 9.99% - 35.99% variable
Loan Amount Min: 2000.00

Loan Amount Max: 25000.00
Term Min: 24
Term Max: 48
Fees: No prepayment fees

Special Offer: 0.25% rate discount with autopay
Min Credit Score: Fair (600+)
Income Requirement: $30,000+ annual income
Borrower Type: General

Eligibility Notes: Must have good credit and income
Description: LendingPoint offers personal loans with fast approval and flexible terms.
Pros: Fast approval, Flexible terms, Rate discount with autopay
Cons: High credit score required

Faq: Not available for bad credit borrowers
Meta Title: LendingPoint Personal Loan: Fast Approval and Flexible Terms
Meta Keywords: LendingPoint, Personal Loan, Fast Approval
Meta Description: Get a personal loan with fast approval and flexible terms from LendingPoint

Apr Fixed: 1
Avg Processing Time: 1-2 business days
Monthly Payment Example: $187/mo for $10k loan, 60 months, 7.99% APR
Rating: 4.50

Created At: 0000-00-00 00:00:00
Updated At: 2025-09-20 00:04:00

Editor Choice

Official Apply Now

Upstart Personal Loan

AI-powered lending with fast funding

Title: Upstart Personal Loan
Subtitle: AI-powered lending with fast funding

Lender: Upstart
Loan Type: Personal
Apr Range: 7.99% - 35.99% variable
Loan Amount Min: 1000.00

Loan Amount Max: 50000.00
Term Min: 36
Term Max: 60
Fees: No prepayment fees

Special Offer: 0.25% rate discount with autopay
Min Credit Score: Fair (600+)
Income Requirement: $30,000+ annual income
Borrower Type: General

Eligibility Notes: Must have good credit and income
Description: Upstart offers personal loans with AI-powered lending and fast funding.
Pros: AI-powered lending, Fast funding, Rate discount with autopay
Cons: High credit score required

Faq: Not available for bad credit borrowers
Meta Title: Upstart Personal Loan: AI-Powered Lending and Fast Funding
Meta Keywords: Upstart, Personal Loan, AI-Powered Lending
Meta Description: Get a personal loan with AI-powered lending and fast funding from Upstart

Apr Fixed: 1
Avg Processing Time: 1-2 business days
Monthly Payment Example: $187/mo for $10k loan, 60 months, 7.99% APR
Rating: 4.40

Created At: 0000-00-00 00:00:00
Updated At: 2025-09-10 00:05:00